Extension of the ACA “Subsidy Cliff?”

One of the biggest challenges with retiring before age 65 (Medicare eligibility) is navigating the complexities of health insurance coverage. In particular, trying to qualify for premium tax credits that help reduce the cost of health insurance purchased on the...

Should you convert your traditional IRA to a Roth IRA?

With the potential tax law changes impacting some popular Roth conversion strategies beginning in 2022, many people are asking whether they should go ahead and convert some of their IRA assets to Roth IRAs before the end of the year. As in most things in...

Your Early Retirement Checklist

The path to early retirement can be simple: spend considerably less than you earn, invest wisely and let the magic of compounding do the hard work for you. But what happens once you reach your own financial independence (FI) goal? Over the past 13 years, I’ve...