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We offer a comprehensive service, designed to help our clients live their best lives:
We’re here to provide clarity and objective advice for just about any financial question you may face.
Included in the service:
Investment management
Tax efficient accumulation and withdrawal strategies
Investment allocation and diversification strategies
Insurance and risk management
Stock option evaluation (RSUs, PSUs, NQOs)
Planning for health care costs
Social Security planning
Employee benefit planning
College planning
Career planning and transitions
Major purchase planning
Legacy and philanthropic planning
Relocation decisions
Estate planning with your attorney
Other financial questions as they arise
After the initial financial planning process of 2 – 4 meetings during the first few months of becoming a new client, this service includes 2 scheduled meetings per year: a tax planning/focused topic meeting (spring), and a comprehensive financial plan update (fall), in addition to meetings, phone calls and/or emails as things arise throughout the year.
Before worrying about investing, we take the time to get to know you and understand your goals, your family’s longevity, and your tolerance and desire for risk. Accounts are monitored and rebalanced periodically, especially focusing on opportunities such as tax loss harvesting and periods of high volatility.
Tax efficient
Low-cost
Globally diversified
Tied to your financial values and objectives
*Plus $2,500 upfront. Fees listed above are annualized and billed quarterly in advance. Upfront and/or quarterly fee may be higher if you have a taxable estate (currently about $14 million for individuals and $28 million for couples at the federal level, although some states have an estate tax with lower thresholds), are an owner of a complex business, require more meetings, have private investments that necessitate additional analysis, have multiple rental properties and/or have a complex financial life.
Fees can be pulled directly from managed investment accounts if they do not exceed 2% of assets under management. Average fee data from AdvisoryHQ.
A 30 - 45 minute conversation to see if we might be a good fit to work together. We’ll discuss what you’re looking for in an advisor and how we can potentially help.
If it makes sense to move forward, we’ll send over a client agreement to review and sign, as well as a secure portal to upload your financial information and link outside investment accounts, if desired. We’ll use this portal to share documents securely throughout our relationship, and you’ll also be able to log in and view a snapshot of your current financial situation.
Typically lasts 60 - 90 minutes. We’ll discuss where you are today and where you’re trying to get to in the future. A thorough review of your financial details, goals, concerns, and values to make sure we’ll all on the same page.
This is an interactive meeting to review our observations and recommendations on all areas of your financial life to map out a plan moving forward. Typically lasts about 90 minutes, with a summary of the discussion points and action items provided after the meeting.
As part of our financial planning relationship, we regularly review and complete tasks throughout the year together: